The decision to purchase a home is exciting and a major investment for your future. Because there is only so much of it to go around, real estate is the top choice for many investors and the desire for most families.

There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, its important that you know what type of mortgage payments are within your budget.

Purchasing a home with a low down payment is important for a number of reasons, including the buyers ability to have extra cash left over for closing costs, decorating expenses, upgrades and/or other essentials needed to turn their new house into a home.

A predator is defined as one that preys on others, which is why some lenders have fittingly earned the title as predatory mortgage lenders.

While it may be nice to have a home with five bedrooms, an eat-in kitchen, and a four-car garage, how many of us really need this much space? The best approach is to look at a few particular aspects of your life and lifestyle to make the right choice.

Finding the perfect home is a task, but shopping for the best home loan can be even more tedious. With so many lenders promising low rates, closing costs and little or no down payment requirements, its often difficult to know which way to turn.

Now that youve decided to purchase a new home, its important to know what to expect throughout the loan process. With the right knowledge, the road to home ownership is just ahead.

Youve gone to countless open houses, searched online for months, and have finally found the house of your dreams, but before signing your name on the dotted line there are a few key steps you should not overlook.

Congratulations! Now that you have found the perfect home, all thats left is getting the perfect mortgage. In order to do that, you will have to know what your lender needs from you in order to get your loan application approved.

Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.