For first time buyers, the mortgage loan process can seem complex and confusing. On top of everything else, you need to figure out interest rates, loan terms, fixed versus adjustable rate mortgages, and more.

There are a number of factors that can contribute to the affordability of a house and, as a potential homebuyer, its important that you know what type of mortgage payments are within your budget.

Finding the perfect home is a task, but shopping for the best home loan can be even more tedious. With so many lenders promising low rates, closing costs and little or no down payment requirements, its often difficult to know which way to turn.

Now that youve decided to purchase a new home, its important to know what to expect throughout the loan process. With the right knowledge, the road to home ownership is just ahead.

Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.

If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.

When it comes to buying a home, having bad credit is not the end of the world. Your future doesnt have to be defined by your past.