Buying a home can be both exciting and stressful but, for those with past credit problems, the process may also seem intimidating.

Finding the perfect home is a task, but shopping for the best home loan can be even more tedious. With so many lenders promising low rates, closing costs and little or no down payment requirements, its often difficult to know which way to turn.

Finding your credit rating can be an intimidating task, but for anyone hoping to purchase a home it is a necessary step.

If you are in the market for a new home, or it is time to refinance your mortgage, there is no doubt you have been looking at the current interest rates.

If you are a first time homebuyer, navigating all the new information about homeownership, the home buying process, and mortgages can seem overwhelming.