Back To Blog

Homeowners Associations - What You Need To Know

As you begin looking for a home to purchase, you will start to come across houses that have a homeowners association. This is an association made up of the people who own homes in the area, created to help maintain certain standards in the community. They set rules and regulations for all kinds of things, from the color you can paint your house to the time you need to turn down the stereo in your backyard.

You will need to decide whether or not you want to live in a neighborhood with an existing homeowners association or whether you would rather avoid them. This is, of course, a personal choice, but you should know what homeowners associations are all about before you make the call.

Why A Homeowners Association?

If you have ever had neighbors who were incredibly loud, let their house get run-down, behaved inappropriately, or any of the long list of things that can make life unpleasant and bring down the value of your home, you know why a homeowners association can be helpful. With rules for conduct among neighbors clearly set out, you can be confident that your homes value wont be brought down by a pile of old appliances in the neighbors yard.

You can also avoid nasty confrontations with your neighbors by simply taking grievances before the homeowners association board and letting them handle any rule violations.

Homeowners associations also often take care of shared areas in the neighborhood, keeping them available for the use of the families in the association. This many include a park or a pool.

The Cost Of An Association

Every homeowners association collects dues monthly or yearly from the people who live in the neighborhood. This money goes toward running the association and taking care of the shared spaces. You will be informed of this amount before you buy, and should factor it into your monthly budget.

There is another cost to belonging to a homeowners association, and that is a little bit of your freedom. When you live in an association area, you will have to abide by the rules as well, even if you think they are silly. You do, however, have the option of petitioning the homeowners association to change any rule you dont agree with. But if you lose, you will have to live with it.There are both good and bad sides to having a homeowners association. For those who prefer living in a more controlled environment, they are a great choice. For those who want to be free to do as they want on their property, the constraints might not be appreciated.

Add Comment

Comments are moderated. Please be patient if your comment does not appear immediately. Thank you.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.


  1. No comments. Be the first to comment.